
Cyclist Hit by an Uninsured Driver in Oregon: How UM/UIM Coverage May Apply
An Oregon bicyclist hit by an uninsured, underinsured, hit-and-run, or phantom driver may need to look beyond the at-fault driver's policy. In some cases, the injured rider's own auto policy may help, but coverage often turns on insured status, Oregon's UM/UIM statutes, and strict claim-preservation rules.
