
E-Scooter Hit-and-Run in Oregon: Can Auto UM Coverage Apply Even If You Weren't in a Car?
In Oregon, uninsured motorist coverage may apply to an injured e-scooter rider even when the rider was not inside a car, but the answer is highly policy-specific and often turns on hit-and-run rules, phantom-vehicle proof, scooter classification, and owned-vehicle or regular-use exclusions.
