The Blog

A comprehensive guide to Oregon auto insurance covering state minimum requirements, PIP and UM coverage, cost factors, discounts, claims process, and frequently asked questions.

Oregon Appraisal Clause FAQ What is the Oregon Appraisal Clause? The "Oregon Appraisal Clause" is a section of most personal Oregon auto insurance policies. This section covers the use of appraisals for...

When a parked vehicle door swings into a motorcyclist's travel lane in Oregon, the fault analysis often starts with ORS 811.490. But motorcycle dooring claims usually turn on more than that statute alone: lane position, parked-vehicle placement, visibility, injury mechanism, and fast evidence preservation.

The Deadly Peanut Butter Outbreak of 2008–2009 In late 2008 and early 2009, a wave of salmonella food poisoning swept across the United States. The source turned out to be a seemingly innocent ingredient:...

Frontal Crash Testing IIHS vs NHTSA In a head-on collision, you need a vehicle that performs well in frontal crash testing. The Insurance Institute of Highway Safety (IIHS) and National Highway Traffic...

Learn how to describe your car accident with clear, useful detail for law enforcement, insurance, and legal purposes. Covers head-on, rear-end, and broad-side collisions.